April 2020 – Career Loans

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Micro Loans: an Investment for your Career

Internationally Trained Individuals (ITIs) who want to continue their careers in Canada face many barriers. One challenge for many newcomers is that some employers do not recognize foreign degrees. As a result, many ITIs need to reassess their qualifications in Canada. Certification, accreditation, or even further education are quite expensive. But this is an investment

Financial Literacy: Why is it Important?

Financial literacy is the knowledge required to make informed and effective decisions about money management. Possessing this knowledge can heavily impact the decisions we make with our money. While understanding this concept can prove useful, a lack of understanding may have repercussions. Having a strong understanding of financial literacy can have a dramatic influence on

How to Manage an Uncertain Income

There are many reasons why you may have an uncertain income: being self-employed, doing some freelance work, casual projects, working on commission, moving to another country, or even unexpected layoffs because of global pandemics such as covid-19. Depending on someone’s working situation, their earning potential can vary drastically between months. There are many factors which

5 Things to Know About Creating Your Personal Budget

Congratulations! You’ve just moved to Canada and you are ready for your new life. While starting your life here can be exciting, it is also a time of uncertainty. As a result, it is important for newcomers to manage their finances so that the transition from one country to another can be as smooth as